Texas Home Loan Programs

 The  home buyer tax credit has come and gone, leaving many potential home buyers feeling as though they missed the boat, while sellers, still counting the number of days on the market without an acceptable offer, are left with the same feelings and sentiments, wondering, "What next?"

 Sounds just like the news when you turn it on doesn't it? 

 Don't sweat it!  I know that our summers are hot and you can't get around cutting a sweat here, but, what I mean is, in regard to the housing market, we can all wipe our brows. There is no doom and gloom in the Lone Star State.

 Ahead of the game, when the hustle and bustle to buy was taking place, the State of Texas, in order to counter the approaching tax credit deadline and a fast moving housing market from coming to a near and screeching halt, remained focused on a healthy housing market and was busy putting in place plans for Texas Home Buyers Programs.

 The programs, now in place with reserved funds, for first come-first serve, qualified buyers, will continue until the well runs dry. For the credit worthy want to be homeowners, who may have passed on the tax credit, simply due to the lack of funds for a down payment or for closing costs, these programs are a real home run, providing necessary financial provisions, from down payment assistance to below market interest rates.

 A searchable database of homebuyer-assistance programs, created by the Texas Association of REALTORS®, can be found at the Texas Home Programs site.  At this site, buyers can enter basic household and income information to see if down payment assistance, below-market interest rates, or other programs are available to them. 

 With the Texas summer upon us and the rush to buy before school starts and the Texas Home Programs added into the equation, the future is bright for those trying to sell.  For home buyers, the dream of owning a home can become a reality. 

 Living in the Lone Star State is great! Chins up and a thumbs up for Texas!

Teresa Noland
REPRO TEAM
The real estate professionals you can rely on.  I guarantee it!
Keller Williams Realty